Phoenix, Arizona Lawyer Defending Clients against Insurance Agent Error and Negligence

Insurance agents engage in malpractice across Arizona too often

It happens all the time in Arizona. In Scottsdale, an insurance agent makes a purposeful error on paper work. An overly ambitious insurance agent in Phoenix doesn’t adequately explain the details to a new policyholder. In Lake Havasu City, a woman wonders why her claim was denied. She realizes that the agent was negligent and incorrectly completed her life insurance application. This leads to an insurance claim denial when she files for life insurance benefits after her husband dies.

Right now, throughout Arizona, agents are selling as many policies and collecting as much commission as possible. Some leave out full details. Some make simple mistakes filling out pages and pages of paperwork. Either way, policyholders shouldn’t pay for the agent’s negligence, unscrupulous behavior, or error.

You suspect insurance agent error when your claim is denied

Malpractice happens in a variety of ways and in a variety of fields and is common within the insurance business. When your claim has been denied and you suspect insurance producer malpractice (insurance agent error), you especially need an experienced lawyer; the error may be difficult to prove. Contact the Law Offices of Shane L. Harward to discuss the many options you have for pursuing justice and getting what you are entitled to.

Insurance agent error takes many forms, but below are some of the most common. Insurance producer malpractice may occur when an agent:

• Sells coverage that is inadequate or inappropriate
• Does not regularly review an insured’s policy situation
• Incorrectly helps insured complete a policy application
• Purposefully provides a policy that benefits the company but not the policyholder sometimes known as “Killer Bee Insurance”
• Leaves out vital details about what is covered and what is not
• Encourages a policyholder to falsely believe they have certain coverage when in reality they do not

Insurance policies can be written in challenging and intricate ways. When you need access to your benefits, the insurance company may take advantage of these complexities to distract from a fact that the insurance agent may be at fault.

Having an experienced and skilled attorney on your side can be the difference between getting justice and the compensation you are owed or settling for what the insurance company is willing to give. With Shane L. Harward on your side, you will have a dedicated, aggressive, and experienced attorney fighting for you. For other ways that insurance companies may try to deny your claim, see the Insurance Bad Faith Overview.