One Portland woman is finding out, in the most difficult possible way, how hard it can be fighting for life insurance benefits without representation.

Jennifer Neumeyer, whose husband passed away due to pancreatic cancer back in 2011, found out only after his passing that his life insurance policy had been cancelled earlier when they had missed a single $9.60 payment. She had never received any warning messages or cancellation notices, which led her to think that the company deliberately withheld information from them knowing that they could use it to get out of paying the $120,000 premium.

Being caught in dire financial straits, she was having a hard time finding someone to help her fight. When she attempted to appeal the state’s decision to withhold payment on the life insurance policy, the hearing was postponed because she did not have legal representation. According to Neumeyer, it was highly recommended to her by the Maine Public Employees Retirement System that she obtain a lawyer.

Some insurance companies count on things like this, where individuals become discouraged or simply let it slide until it is too late. You absolutely cannot let that happen. There are almost always legal options out there. Similarly, there is almost always someone willing to fight for you if you have a legitimate claim as long as you get an attorney involved early on when the claim is initially denied.

If you or a loved one are being taken advantage of by insurance companies’ unfair business practices, please do not hesitate to get in touch with an experienced attorney immediately.

Source: http://www.pressherald.com/2014/07/21/augusta-woman-faces-setback-in-life-insurance-appeal/