Arizona Commercial Insurance Policy Denial – Attorney in Phoenix and Scottsdale

In Arizona, running a business is hard enough without wrongful insurance coverage denial or delay

Running a successful commercial enterprise already has enormous obstacles that must be overcome. But, when your insurance company delays or denies claims for unfair or unclear reasons, the obstacles become even more widespread. You have plenty of challenges already but your insurance company is also treating you unfairly. Contact the Law Offices of Shane L. Harward if your Commercial Insurance policy has been denied or unreasonably delayed.

An Arizona attorney with a focus on insurance bad faith law

As they do with many policy types, insurance companies often look for any reason to avoid paying Commercial Insurance Policy benefits. Often, they use complex tactics to delay or deny payment.  Below are just a few ways insurance companies act in bad faith and avoid providing benefits:

• False accusations of insurance fraud, especially common in cases of fire and burglary
• Undervaluing the claim
• Aggressively encouraging settlement for less than full value
• Using specialists to manipulate values in ways that benefit the insurer but not the insured
• Insisting on unreasonable documentation
• Denying a claim based on age or disrepair of a business location though the claim is unrelated to either factor
• Cancelling a Commercial Insurance policy without just cause

Common types of problems that are related to commercial insurance in Arizona include:

• Failure to defend by your insurance company, related to a liability lawsuit involving your business
• Accusations of arson if your commercial property has forced you to file a fire insurance claim
• Lack of fair compensation for any business interruption costs
• Improper and unfair evaluations of insurance claims
• Denials and delays related to commercial vehicle insurance
• Construction insurance claim denial and delay

These only represent a few of the countless ways that an insurance company may try to get out of fairly assisting you when you need the insurance you paid for. The insurance company may have collected the premiums that you paid, but when you expect their help, you get nothing in return for your payments.

If you are a business owner in Arizona and believe that your insurance company is treating you unfairly and is demonstrating bad faith, call Scottsdale Commercial Insurance Bad Faith Lawyer Shane L. Harward at 480-874-2918.

If you are being mistreated by an insurance company, you may need an experienced lawyer to challenge bad faith practices. For more details and examples of insurance bad faith, see the Insurance Bad Faith Overview page.

The Law Offices of Shane L. Harward are on the side of business owners

Some insurance companies seem to have one priority: making money for stock holders. Often, this is your money. You paid your insurance premiums to protect your business from unavoidable and unfortunate events. If the insurance company is not treating you in a forthright and fair way, you may have a case against them based on bad faith. Taking the insurance company to court may be an option, but there are many ways of getting what is yours without a lengthy court appearance. For some of these options—including the possibility of taking the insurance company to court—contact a skilled, accomplished, and dedicated Arizona insurance bad faith attorney.  Contact the Law Offices of Shane L. Harward.