from our blog

February 10, 2021

Seatback Failures

Front occupant seatbacks play a vital safety role in rear-end crashes, similar to the purpose of airbags and seatbelts in frontal impacts. In a rear impact, a front seat should be designed to absorb energy and contain the occupant in the front seating space. Weak, defective front seats can fail, collapse and cause front occupants […]

Hospitals Dealing With Increase in Pneumonia Related to Teeth

Hospitals all over the country are starting to come across a problem they didn’t even know they had: pneumonia caused by poor oral hygiene. It has been known for a long time that patients on ventilators are at a drastically increased risk of pneumonia, and as such, hospitals are legally required to watch for signs […]

Weather Conditions Set to Increase Wildfire Risk

While the rest of the country is in a deep polar freeze, temperatures in Arizona have been bordering on extremely warm for the season. While this is certainly welcome to most individuals, when it is coupled with our recent lower-than-average rainfall, experts are warning that wildfire season could be much more severe. Beginning as early […]

Know What Your Insurance Policy Covers this Holiday Season

The world of insurance can be incredibly tricky, and sometimes it can seem like there are more exclusions and restrictions than anything. Fire insurance and renter’s insurance are no different from the rest in that regard, and it is incredibly important to know what your fire insurance can do for you, and what it can’t. […]

Disparity in Homeowner Insurance Premiums After First Claim

A homeowner purchases homeowner insurance hoping he never has to use it, but in case he does, he knows the insurance will help compensate him for the financial damage to his home. When damage does occur, whether it be minor such as a window broken by a falling tree branch, or major such as flooding […]

Firefighter’s Widow Denied Benefits

When you work forty hours per week, fifty-two weeks out of the year, you are considered a full-time employee, right? Although in most cases the answer to this question is “yes,” unfortunately in some instances employees working these hours throughout the year would be denied full-time status by their employer. One individual who worked forty […]

ING U.S. Settles Dispute with Regulators

In a move to reform business practices in the life insurance industry, another major life insurance company has agreed to settle with insurance regulators in several states. ING U.S. has agreed to settle the dispute and has been ordered to pay $10.7 million, an amount that does not include any penalties, fees or fines. Insurance […]

Steps to Take Before Filing a Long-Term Care Claim

Baby boomers – those individuals born between the years 1946 and 1964 – are reaching the age in which long-term medical care may become necessary. Most long-term-care insurance fills in the gap that the insured’s primary care insurance doesn’t cover. To ensure that a long-term care insurance claim is not denied, make sure you understand […]

Auto Insurers Accused of Discriminatory Practices in Policy Pricing

To drive a vehicle on roadways in the United States, it must be insured. Although the type of automobile insurance required varies state by state – Arizona operates under a “fault” auto insurance model – every driver must carry insurance coverage on their vehicle and must also show proof of this insurance to the state’s […]

Duty to Defend One Claim Means an Insurer Must Defend Entire Lawsuit in Arizona

When an insurer’s policy requires that it defend the insured for one type of legal claim, Arizona law requires that the insurer defend against all claims in the lawsuit. This is also known as the “in for one in for all rule.” This means that if an individual sues an insured alleging 30 claims, but […]

Role of Bad Faith Insurance Lawsuits in Improving Insurer Policies

When an insurance company unfairly refuses to pay an insurance policyholder for a legitimate insurance claim, the insurance policyholder can sue the insurer for damages that can potentially amount to much more than insurance benefits owed under the policy. Victims of insurance bad faith may be entitled to recover consequential damages, emotional damages, attorneys’ fees and, […]

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